Attainable Housing in Chester County

Written by The Home Team

Our region prospers only when we all prosper when there are enough good, safe homes people can afford. We need advocates to speak out for and support the changes to make this happen. The lack of affordable housing impacts all of us, not just the struggling households. 40% of our workforce is in the retail, accommodation, education, health, and food service industries. The median income for workers in these essential industries is $61,000 or less. Recent college graduates and other young professionals also have trouble finding housing they can afford. Our long-term economic success depends on the availability of safe, attainable housing for our workforce. Employers need workers close by, especially in jobs like health care and emergency services. By creating ‘middle housing’ such as house-scale buildings with multiple units compatible in scale and form with single-family units, we will bridge the gap for struggling families.

Visit their site at www.attainablehousingadvocacy.com

 

 

Fall Personal Financial Workshops

Click here to view our flyer, all workshops are on Wednesdays from 6:00pm-8:00pm via Zoom. Please register here. *Registration is Required*

Wednesday, September 4 – Finances for a Lifetime with a Daily Money Manager:
  • Learn About Steps to Financial Well-being
  • Budgeting & Tracking Expenses
  • The Affordability Index
Wednesday, September 11 – Financing Your First Home with a Mortgage Officer:
  • Choosing the Best and Most Affordable Mortgage for You
  • The Mortgage Application Process
  • House Hunting
Wednesday, September 18 – Budgeting & Debt Reduction with a Financial Coach:
  • SMART Goals
  • Credit Card Interest 
  • Managing Debt and Saving Money 
Wednesday, September 25 – Car Buying- Put Yourself in the Driver’s Seat with a Car Broker:
  • Researching the Kind of Car You Need and Want
  • Understand the Steps of the Car Buying Process
  • Paying for a Car 

Wednesday, October 2 – Meet a Realtor with a Realtor:

  • How to Find and Select Your Homebuying Team
  • Finding the Home for You
  • Preparing You for Settlement Day 
Wednesday, October 9 – Good Credit How to Get It with a Financial Coach:
  • Explanation of the Credit System
  • How to Establish Good Credit
  • Improving Your Credit Score
 
Wednesday, October 16 Paying for College with a Financial Aid Officer:
  • Ways to Finance Your or Your Children’s Education
  • How to Pay for Post Secondary Education and/or Vocations School
  • Completing a FAFSA
 
Wednesday, October 23Banking and Credit Basics with a Banking Representative:
  • Overview of Banking Processes
  • Identify Ways to Repair Your Credit
  • Assess Your Budget and Savings Plan
 
Wednesday, October 30 – Save like a Millionaire with a Certified Financial Planner:
  • Developing a Financial Plan
  • Explanation of Savings and Investment Accounts
  • Taking Advantage of Compound Interest

 

Questions? Please contact Taryn Alexander at (610) 280-1033 or [email protected] OR Lauren Clouser [email protected]

PickleBall Palooza

 
 
Join us for a day of pickleball fun at Hickory Park in Chester Springs on Saturday, September 14th! Rain Date 9/21
 
Event Schedule:
🕘 9 AM – 12 PM: $100 Per Team of two
  • Beginner Tournament
  • Intermediate/Advanced Tournament
🕛 12 PM – 2 PM: $20 per person
  • Open Play (All levels welcome, with experts on hand to help!)
Adddress: Hickory Park 351 Park Road, Chester Springs PA
 
Rain Date: 9/21
 
Special Offer: Register by July 31st for a chance to win a Selkirk Halo pickleball paddle (valued at $140)!
 
Don’t miss out on this exciting event. We look forward to seeing you on the court!
 
 
 

A Stable Source of Support – Stroll Schuylkill

What is the mission of Open Hearth? Open Hearth, Inc. is a leader in resource coordination and community-building efforts, providing innovative programs to support and empower people to end the cycle of homelessness, acquire affordable housing, a means of transportation, workforce opportunities, and achieve financial stability.

Debbie Dundon

Why was the organization started? Open Hearth was originally formed in 1989 as a local grassroots committee to assure equal housing opportunities for people who are traditionally isolated and systematically denied opportunities due to mental, emotional, or physical disabilities. Headquartered in Phoenixville, Open Hearth, Inc. received its  501(c)(3) tax-exempt status in April of 1991. Over the years our organization has grown and evolved to serve members of single parents, displaced families, those dealing with drug and alcohol dependency, and all income-eligible populations who come from diverse racial, cultural, and geographic backgrounds.

We believe our greatest strengths are staying abreast of emerging issues and best practices and then developing programs and effective partnerships to meet the needs of the community we serve. Because of this, as community needs have changed we have expanded our services to include asset building, financial education and coaching, transportation solutions, and case management, believing that the answer lies in prevention and education.

Our work at Open Hearth spans a continuum—from providing temporary housing for someone experiencing homelessness to providing a savings match for someone planning to purchase their first home. Our participants can rely on our staff to support them as they work to attain financial and housing stability.

What is your role with Open Hearth? As the office manager, I am primarily responsible for all of Open Hearth’s operational support including facility management, accounts payable/receivable, and serving as the point of contact for our IT consultant. I started with Open Hearth in March of 2006 and was a program coordinator for a year. I then shifted to the office administrator role and also served as the coordinator of the monthly Phoenixville Area Resource Network meetings for ten years.

Any other information you would like to include? I’ve been excited to watch the growth of Open Hearth over
the last eighteen years including our move from our rented office space in Spring City, to our property in Phoenixville, to the growth of our programs and staff. Debbie has lived in Schuylkill Township at SpringMeadows at Valley Forge for 14 years. Her parents both had roots in Phoenixville and she grew up in the borough. She currently lives with her fur babies: dog Kona (4), and cats Frankie& Freddy (4). Her adult daughters, MaryBeth and Amy, both live locally.

 

Click to see the rest of Stroll_Schuylkill_Township

Jams and Generosity

Join us on May 23rd for Jams & Generosity as we blend fun and philanthropy with live music!

This is a family-friendly event that will be held on the grassy area of our one-acre property in the center of Phoenixville. Visit our food trucks and bring your own lawn chairs, blankets and/or lawn games.

Performers:

Roadhouse Redeemers

Cliff Hillis

Hepner’s Rebellion

Paul Matecki

Food Trucks:

Petrucci’s Ice Cream & Water ice

Sly Fox Brewing Co.

Fitzwater Station

Get your ticket today! GiveButter.com/JandG

View our Flyer

Spring Personal Finance Workshops

All workshops are on Wednesdays from 6:00pm-8:00pm via Zoom. Registration is required at Tinyurl.com/nrec939

April 3 – Finances for a LifetimeA daily money manager will go over

  • Financial well-beinga
  • Steps to attain financial success
  • Budgeting & tracking expenses
  • The affordability index
  • Compounding
  • What kind of spender you are

April 10 – Good Credit: How to Get It – A financial coach will:

  • Explain how the credit system works
  • Provide tips on how to establish good credit quickly
  • Discuss ways to improve your credit score
April 17 – Banking & Budgeting basics – A bank branch leader will:
  • Provide an overview of the basics of banking
  • Assess your budget and savings plan
  • Lay out ways to build and repair your credit

April 24 – Budgeting and Debt Reduction –
A financial coach will review:
 
  • Budgeting
  • SMART goals
  • Debt reduction
  • Credit card interest
  • Managing debt
  • Saving money

May 1st – Meet a realtor – A realtor will discuss:

  • How to find and select your homebuying team (i.e., realtor, mortgage officer, etc.)
  • Important tips on how to find the right home for you
  • All the steps leading up to settlement day


May 8th – Car buying: Put Yourself in the Driver’s Seat – An auto broker will help you:

 
  • Learn how to research the kind of car you need, want, and can afford to buy
  • Figure out how to pay for a car
  • Understand all of the steps of the car-buying process
May 15 – Paying for College – A financial officer will:
 
  • Explain the cost of schooling
  • Explore the various ways to finance your or your child(ren)’s education via government loans and grants, as well as private scholarships and loans

May 22 – Buying Your First Home – A mortgage officer will cover:

  • How to choose the best – and most affordable – mortgage for you
  • The components and consideration of a mortgage
  • House hunting
  • The mortgage application process

May 29 – Save Like a Millionaire – A certified financial planner will:

  • Provide you with tips on how to develop a financial plan
  • Explain the difference between savings vs. investment accounts
  • Teach you how to take advantage of the principle of compounding
  • Coach you on ways to save and invest

Pints With a Purpose – March 6th from 5-8pm

 

Come out and join us for Pints With a Purpose at Locust Lane Craft Brewery!

• 100% of cash tips will fund Open Hearth’s mission to end homelessness and financial instability
• No cover charge or RSVP is needed
• Meet our celebrity bartenders
• Mingle with members of the event sponsor, Exton Region Chamber of Commerce, as well as other supporters of Open Hearth

Mark your calendar and come together, enjoy some brews and food, and make a difference in our community!

From Chronic Homelessness to a Permanent Home

There are over 400 people experiencing homelessness on any given night in Chester County. Until recently, Eve was one of them. She joined Open Hearth’s Continuum of Care Permanent Supportive Housing Program (CoC) after living on the streets and in a tent in West Chester for several years. Upon her intake into CoC, staff helped her connect with another Open Hearth program so she could temporarily stay in a hotel while she searched for a landlord who would accept CoC’s HUD subsidy. While temporarily housed, Eve was able to find a job she loves where she feels valued and part of a community.

Stable housing is crucially important. Evidence shows that housing is vital to mental and physical health as well as economic productivity. For someone with a disability (a requirement for all CoC clients), the lack of safe and affordable housing is one of the most powerful barriers to recovery. When this basic need isn’t met, people often cycle in and out of homelessness, jails, shelters, and/or hospitals.

With the help of her Open Hearth Client Services Coordinator (CSC), Eve was able to connect with a landlord and move into an apartment. After she signed her lease, her CSC welcomed her at her new home with a basket of household necessities. Eve’s CSC also connected her with an agency that provided gently used donated furniture since she didn’t have the means to purchase these essential items herself. Eve is thrilled with her new apartment and as an artist, is excited to have a space to draw and paint. The safety and security provided by stable housing removed several barriers for her, which has brought her an increased sense of pride.

As a growing number of the clients who enter our program are entering from chronic homelessness, the need to provide enhanced support has also increased. This is true even though the funding we receive through government contracts has remained flat for many years.

Your support of Open Hearth is crucial to clients like Eve having the resources they need to maintain their housing if they experience bumps in the road. For instance, when a landlord sells their property and the client needs guidance to find a new rental that will accept their housing subsidy.

We look forward to providing the ongoing support Eve needs as she settles into her new home. With secure housing, she is moving from surviving to thriving and we can’t wait to see what’s next for her!